We’ve partnered with LightStream to bring
you low rates on home improvement loans.


Excited to improve your home? With good credit through excellent credit, you have earned a low rate on a home improvement loan from the Back to Basics Builders financing partner LightStream, which is a division of SunTrust Bank as well as the premier online consumer lender in the nation.
Everything can be paid for with your home improvement project using proceeds from a LightStream loan. Things to expect:

  • Competitive fixed rates, backed by LightStream’s Rate Beat Program
  • No home-equity requirements
  • No fees
  • No prepayment penalties
  • Financing from $5,000 – $100,000
  • Simple and easy online loan application process
  • Availability of same-day financing
  • LightStream to give you $1002 if it is not your best loan experience ever

All aspects of home improvement projects can be financed with a LightStream loan, this includes:

  • Design
  • Materials
  • Parts
  • Equipment
  • Labor
  • Any other expenses related to the project

*Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.1You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.2After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee. SunTrust Bank is an Equal Housing Lender. © SunTrust Banks, Inc. All rights reserved. LightStream and SunTrust are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank, Member FDIC